The method used by criminals to capture data from the magnetic stripe on the back of the ATM card. The devices used are smaller than a deck of cards and are often fastened in a close proximity to or over the top of the ATM’s factory installed card reader. The ATM skimming is a worldwide problem today.
In 2008, more than $1 billion was stolen in ATM-related crimes. Sure, some thieves take the old-fashioned route and crack them right open, but there's a much quieter, high-tech form of theft targeting ATMs. It's called skimming.
The first part is the skimmer itself, a card reader placed over the ATM's real card slot. When you slide your card into the ATM, you're unwittingly sliding it through the counterfeit reader, which scans and stores all the information on the magnetic strip of ATM skimmer machine.
This is not the end of stealing actually because to get all the necessary and the most important information about the particular person’s ATM card the thieves need to steal the PIN number of the particular person’s ATM card.
And to get the PIN number here comes the concept of camera hidden on or near the ATM machine; tiny spy cameras are positioned to get a clear view of the keypad and records all the ATM’s PIN action.
So the users should always be aware of the objects mounted on the ATM or near the ATM machine. A pinhole or off-color piece of plastic could give away the camera's hiding place. Cameras could even be hidden in brochure racks or pamphlet box etc.
Some ATM skimmers employ fake keypads also which is placed and in lieu of cameras to capture PIN numbers.
Just like the card skimmers fit over the ATM's true card slot, skimming keypads are designed to mimic the keypad's design and fit over it like a glove. If you notice that the keypad on your ATM seems to protrude oddly from the surface around it, or if you spy an odd color change between the pad and the rest of the ATM, it could be a fake.
Unfortunately, there are even more ways for thieves to access your bank account via an ATM and some of them don't even require skimming. Some times when we do card payment in time of any shopping purpose or anything then the person in the billing counter may steal all your ATM card information by sliding your ATM card in another mimic Card sliding slot which may be with the billing person but completely hidden to the authorized person of the ATM card. This case only can take place if the person who is doing card payment is completely unaware of the stealing.
In 2008, more than $1 billion was stolen in ATM-related crimes. Sure, some thieves take the old-fashioned route and crack them right open, but there's a much quieter, high-tech form of theft targeting ATMs. It's called skimming.
ATM skimming is like identity theft for debit cards
Thieves use hidden electronics to steal the personal information stored on your card and record your PIN number to access all that hard-earned cash in your account. That's why skimming takes two separate components to work.The first part is the skimmer itself, a card reader placed over the ATM's real card slot. When you slide your card into the ATM, you're unwittingly sliding it through the counterfeit reader, which scans and stores all the information on the magnetic strip of ATM skimmer machine.
This is not the end of stealing actually because to get all the necessary and the most important information about the particular person’s ATM card the thieves need to steal the PIN number of the particular person’s ATM card.
And to get the PIN number here comes the concept of camera hidden on or near the ATM machine; tiny spy cameras are positioned to get a clear view of the keypad and records all the ATM’s PIN action.
So the users should always be aware of the objects mounted on the ATM or near the ATM machine. A pinhole or off-color piece of plastic could give away the camera's hiding place. Cameras could even be hidden in brochure racks or pamphlet box etc.
Some ATM skimmers employ fake keypads also which is placed and in lieu of cameras to capture PIN numbers.
Just like the card skimmers fit over the ATM's true card slot, skimming keypads are designed to mimic the keypad's design and fit over it like a glove. If you notice that the keypad on your ATM seems to protrude oddly from the surface around it, or if you spy an odd color change between the pad and the rest of the ATM, it could be a fake.
The Pictorial Representation of the use of ATM Skimming machine
0 comments:
Post a Comment